Your IRA and Your Legacy
Individual retirement accounts can play a valuable role in the estate planning process Individual retirement accounts (IRA) are a cornerstone of many people’s retirement savings strategy, and for good reason: The ability to contribute pre-tax income—and to defer taxes until you start making withdrawals—means your savings can potentially grow more quickly than they could in […]
Keeping Emotions at Bay During Virus Volatility
Fear, uncertainty, volatility, panic—these emotions are nothing new to the world of investing. In fact, they seem to reappear on a fairly consistent basis. The outbreak of Covid-19 has brought them back with a vengeance, but wise investors know how to stay the course, keep their emotions in check, and take advantage of new opportunities. […]
5 Tips for Navigating the Coronavirus Crash
When stock markets experience sudden downturns, investors can feel anxious and make decisions detrimental to their long-term goals. After all, when you’ve worked hard for the money, it’s painful to see your account balances drop. This is a natural reaction, even with savvy investors who’ve experienced market volatility before. These extremes are enough to test […]
3 Money Questions for You & Your Partner
In the spirit of Valentine’s Day this week, I thought I’d share 3 money questions that you and your partner should answer together. Watch the video or read the text below. Past “Did your family discuss money growing up?” A lot of families are reluctant to talk about money but that can create insecurity and […]
Important Trends for 2020
2019 market appreciation was all about P/E multiple expansion instead of earnings growth. For decent market returns we need to see accelerating earnings growth… The multiple is an expression of hope; earnings are reality. The Fed cut rates in 2019, without which your returns would have likely been much lower. This year the Fed is […]
How to Make Your 2020 Resolutions Stick
Making a New Year’s resolution is the first step to creating better habits. But making a New Year’s resolution and keeping a New Year’s resolution are not always the same thing. If you’re like most people, New Year’s resolutions are often long forgotten by mid-February, if not sooner. But it doesn’t have to be that […]
Don’t Miss These 6 Year-End Financial Planning Opportunities
Are your finances ready for the end of the year? December brings many deadlines and lists; there are gifts to buy, holidays to plan, and vacations to organize. While financial planning should occur year-round, it often becomes top of mind as the year draws to a close. Even though the holiday season is a busy […]
College Savings Plans: Breaking Down the Complexities
The increasing cost of higher education saddles many young adults with massive amounts of student debt. This student debt makes it harder to balance other important financial obligations such as buying a home, having a wedding, or starting a family. Young adults who graduate with less student debt have more flexibility and financial opportunities later […]
You’re Invited! Annual Tractor & Wagon Rides Event at Gallipolis in Lights
Mark your calendars! You are cordially invited to our annual Tractor & Wagon Rides presented by Evans Wealth Management at the Gallipolis In Lights celebration and lighting of the park on Wednesday November 27th at 7pm as we kick off the Christmas season. The Gallipolis in Lights organization will be holding the lighting ceremony at […]
Be Prepared: 7 Estate Planning Tips
No financial plan is complete without an estate plan. Estate planning covers all aspects of your life, from creating your will to planning medical decisions. Due to the complex and emotional nature of estate planning, many people avoid creating or updating their estate plan. Though this is understandable, estate planning is an important part of […]
